When the money lands in too many places
A busy shop rarely has one terminal. There is the POS from one bank, another from a second bank for customers who prefer it, a mobile money account, a transfer account and the drawer. Each settles on its own schedule, to its own account, and each has to be checked against what the shop thinks it took.
When every card or POS sale is simply written down as “POS”, that check is guesswork. A day’s POS total is a number nobody can match to a single bank statement, so a shortfall on one terminal hides inside the total of all of them.
A method for every terminal and account
Every business starts with four ways to be paid: cash, card, POS terminal and bank transfer. On the plans that include it, the owner adds more of their own and names them anything: Access POS, Moniepoint, OPay, a cheque. The cashier then sees each one as a button at the till.
- Name them the way you talk. “GTBank POS” and “Zenith POS” are two methods, not one lump.
- Hide what you never use. If you do not take card, take it off the till so no one picks it by accident.
- Each one sits with what it behaves like. A method you add is filed under card, POS or transfer, so your totals for those still add up.
- Changed your mind? A method that has been used is hidden, never deleted, so old sales keep their record.
Every sale remembers how it was paid
The method is saved with the sale, along with the cashier and the time. A customer who pays part by transfer and part in cash is recorded as exactly that. At the end of the day each cashier counts their own drawer, and the branch summary shows what came in as cash, card, POS and transfer. Reports can be narrowed to one method, so checking one terminal against its bank statement means looking at one list.
Cash stays honest
Only the standard Cash counts as money that should be in the drawer. A method you add can never be cash-like, so adding five bank POS terminals does not change what a cashier is expected to count. Their cash-up stays right however many ways you are paid.
Which plans have it
Starter keeps the four standard methods, and you can hide the ones you do not use. Growth lets you add three of your own, so seven in all. The larger plans add four, which makes eight. The table below shows the numbers straight from our current plans. The Storefront plans have no till, so they do not take payments at a counter.
What it is not
UbiquePOS records how a customer paid. It does not process the payment, connect to your bank or terminal, or match your sales to a bank statement for you. The cashier chooses the method, and the value is in everything that follows from that being recorded properly: the totals, the drawer count and a report you can check against each statement yourself.
UbiquePOS plans and prices today
These come straight from our current plans, so they are always up to date. Prices are in naira.
| Plan | Licence (once) | Yearly maintenance | Storefront (by card) | Products | Branches | Attendants | Ways to take payment |
|---|---|---|---|---|---|---|---|
| Starter | ₦150,000 | ₦50,000 | - | Unlimited | 2 | 3 | 4 standard |
| Growth | ₦280,000 | ₦70,000 | - | Unlimited | 5 | 10 | 4 + 3 of your own |
| Storefront 50 | - | - | ₦5,000 a month | 50 | 1 | 0 | - |
| Storefront 150 | - | - | ₦12,000 every 3 months | 150 | 1 | 0 | - |
How to get started
- Open Payment methods and hide any standard method you never use.
- Add a method for each terminal or account you take money on, and say whether it behaves like card, POS or transfer.
- Have cashiers pick the method that matches what the customer actually used.
- At day end, compare each method’s total with its own terminal or bank statement.